Skip a payment and help a child.

2022 Holiday Skip a Payment


Skip your December loan payment*, and a portion of the $5 administrative fee ($10 maximum per account) will be donated to the Children's Miracle Network.

Defer your Loan

By completing/submitting your information, you may be able to defer your loan payments during the Holidays!

Apply for Skip-a-Payment

*By electronically signing the Deferment (Skip-a-Payment) form, you agree to these terms: Skyward will defer your loan payment(s) in the month of December 2022. The deferment is limited to: 1 monthly payment, 2 semi-monthly payments, 2 bi-weekly payments, or 4 weekly payments. An administrative fee of $5.00 per loan ($10 maximum per account) is charged for this program and will be deducted from the share savings account. If the funds are not available in your share savings account at the time of the deferment, the deferment request may be denied. All loans on your account number that are entered will be deferred if the loans qualify. By deferring these payment(s) on your loan(s) the final payment date may be extended due to the accumulated interest. The payment amount will not change. If you have a Total Loss Claim on your vehicle and have purchased Guaranteed Auto Protection (GAP) coverage, a skip-a-payment may reduce GAP coverage by the amount of the monthly payment plus the skip-a-payment fee. Real estate loans, student loans and credit cards are excluded from the loan deferment program. To be eligible for this deferment program, all loans must be current with proof of insurance on file with the credit union and Skyward must be listed on title and registration. You may not defer the first payment. The deferment will be processed on December 1, 2022. You are only allowed two deferments per year and if you have already received two deferments for 2022, you will not be eligible for the Holiday Deferment program. All deferrals are subject to approval.