Checking
Choose the right checking option for you.

Skyward Credit Union provides checking accounts with many features, including mobile banking and deposits, free ATM or debit card, low or no monthly fees, and other banking services. 

All Skyward Checking Accounts include these features:

Compare Accounts

Checking Accounts Free Access Aim Higher Checking
(high interest)
Silver Wings
(age 50+)
Skyhawk
(up to age 18)
No Monthly Service Fee and No Minimum Balance X X X X
Free Mobile App X X X X
Free Mobile Deposits X X X X
Free Online Banking and 
Bill Pay
X X X X
Earn Dividends on Daily Balance   X X**  
Free First Box of Checks X   Free Checks for Life X

To learn more about our checking accounts, click on the sections below

  • Free Access Checking

    Enjoy the features for all checking accounts, plus:

    • No Monthly Service Fee
    • No Minimum Balance
    • Free First Box of Checks

    Open an Account

  • Aim Higher Checking

    Earn more for your money with our high interest checking account.
    Receive a higher interest rate on balances up to $10,0001 as long as requirements are met.

    Benefits:

    • Minimum Balance to open or maintain is $0
    • No monthly fee
    • ATM fees are refunded up to $25 per month
      (regardless of your balance or if you meet the requirements to earn high interest)

    Requirements to earn high interest:

    • Sign up and receive e-documents
    • Log in to online banking at least 1 time during a statement month
    • Complete a minimum of 10 debit card transactions per month2

    Additional Resources

    Open an Account

    1The Standard Interest Rate is earned on balances over $10,000, or on any balance if requirements not met
    2ATM withdrawals and transfers between accounts do not count

  • Silver Wings Checking

    A great value for our members age 50 and better! Enjoy the benefits for all our checking accounts, plus:

    Open an Account

  • Skyhawk Checking

    A great value for our members up to age 18.

    We have a special checking account for our Youth members called Skyhawk Checking. You must have a parent or guardian as your joint owner to open your account. You can even get a Visa Debit Card – and it’s free!

    Enjoy the features for all checking accounts, plus:

    • No Monthly Service Fee
    • No Minimum Balance
    • Free Box of Checks

    Open an Account

Additional Resources

*Penalty of $8 if balance falls below $500.00

**Dividend calculated on daily balance $1,000 or greater.