Unlock Your Options
Home Equity Line of Credit at 6.74% APR*
Unlock Your Options
Discover everything you can do with a Home Equity Line of Credit Put the equity in your home to work for you! Get a head start on your spring projects, take a vacation, consolidate high-interest credit card debit or help pay for school with a Home Equity Line of Credit from Skyward.
Get the cash you need when you need it.
Tap into this flexible line of credit for whatever you need, when you need it. Advantages include:
- 6.74% APR*
- No closing costs
- Generous credit limits
- Flexible spend power
*Home Equity Line of Credit (HELOC) promotion applies to loans up to 90% Loan to Value (CLTV) for owner occupied residences. 6.74% Annual Percentage Rate (APR) promotion applies to new loans and existing HELOC loans with $5000 advance if available limit. Promotional rate is effective until 4/1/2024. After the promotional period, the variable rate is equal to Wall Street Journal Prime Rate. The minimum floor is 5.00% APR up to 80% CLTV or 5.75% APR up to 90% CLTV, maximum increase of 1% per adjustment in February and August. The Wall Street Journal Prime Rate as of 3/27/2023 = 8.00%. HELOCs are variable rate products and rates may not exceed the maximum APR of 7 percentage points above the initial rate disclosed in the Open-End Credit Plan. The finance charge begins to accrue on the date each advance is posted to the HELOC and accrues each day the balance remains unpaid. $5000 minimum advance must be taken at closing; $500 minimum subsequent advances; first three advances per quarter are free then $5 per additional advance. Minimum payment is $100. All approvals are subject to credit qualification, membership, as well as other terms and conditions. No closing costs or application fees. Please consult your tax advisor regarding the deductibility of interest. Limited time offer.*Home Equity Line of Credit (HELOC) promotion applies to loans up to 90% Loan to Value (CLTV) for owner occupied residences. 6.74% Annual Percentage Rate (APR) promotion applies to new loans and existing HELOC loans with $5000 advance if available limit. Promotional rate is effective until 4/1/2024. After the promotional period, the variable rate is equal to Wall Street Journal Prime Rate. The minimum floor is 5.00% APR up to 80% CLTV or 5.75% APR up to 90% CLTV, maximum increase of 1% per adjustment in February and August. The Wall Street Journal Prime Rate as of 3/27/2023 = 8.00%. HELOCs are variable rate products and rates may not exceed the maximum APR of 7 percentage points above the initial rate disclosed in the Open-End Credit Plan. The finance charge begins to accrue on the date each advance is posted to the HELOC and accrues each day the balance remains unpaid. $5000 minimum advance must be taken at closing; $500 minimum subsequent advances; first three advances per quarter are free then $5 per additional advance. Minimum payment is $100. All approvals are subject to credit qualification, membership, as well as other terms and conditions. No closing costs or application fees. Please consult your tax advisor regarding the deductibility of interest. Limited time offer.