Additional Benefits Insurance products specially priced for members.

Skyward offers all new members to receive a $1,000 Accidental Death & Dismemberment insurance policy through Minnesota Life Insurance Company, free of charge. You have no cost or obligation for this basic Accidental Death and Dismemberment (AD&D) coverage. To sign up, simply fill out and mail in the form you receive in the mail after you open your account. It must be returned within 14 days to activate your free policy.

Note: You can also add up to $300,000 more of this coverage regardless of your health. This added insurance is yours upon request for $1.00 a month per $10,000 of protection. You can have peace of mind knowing your family has the money they’ll need if they suddenly find themselves without you.

Please make sure your form is completed and returned within 14 days of receiving the offer. For questions, you can call the Plan Administrator directly, at 1-877-420-4888, weekdays from 7:00 a.m. to 8:00 p.m. and Saturdays from 8:30 a.m. to 5:00 p.m. (CT).
 

For your auto loan, the last thing you want to think about is losing your car to an accident or theft. If your vehicle is stolen or damaged and deemed a total loss, you are responsible for paying the difference between what you owe and what the insurance company says your car is worth. For peace of mind, Skyward offers GAP (Guaranteed Auto Protection) Insurance that helps cover that difference and can potentially save you thousands of dollars. Additionally we offer a deductible reimbursement (which pays up to $500, unlimited for 2 years on any car or truck that you are listed as owner on the title and insurer) and $1,000 towards your replacement vehicle if deemed a total loss.

Ask our friendly loan officers for more information.

Depreciation Protection (DPW) protects you from the financial gap that can occur if your vehicle is totaled or stolen. If the insurance settlement is less than the remaining loan balance due to depreciation, DPW helps cover the difference so you’re not left paying out of pocket, giving you peace of mind if the unexpected happens.

Depreciation Protection can be especially beneficial for borrowers who already have equity in their vehicle from a down payment, rebate, or trade-in, helping protect the value they have invested in their vehicle.

DPW also includes an Accidental Death Benefit of $1,000, which is applied toward your loan balance in the event of a covered accidental death.

Add extended coverage for your vehicle with a Route 66 Extended Warranty for autos or power vehicles (such as motorcycles). Even the most reliable vehicle can develop a mechanical problem with high expenses – Route 66 Extended Warranty coverage will protect you against major mechanical expenses anywhere in the U.S. With a zero deductible and 24/7 roadside assistance, it’s the best accessory you can get your vehicle. Come in and see our loan department or call 316.440.9690 for more information.

When you take out a loan, you change your financial situation and it makes sense to protect your loan and your credit rating. Our Payment Protection Insurance does that for you. Choose two types of payment protection: Credit Life and Credit Disability. Ask about, and apply for, Payment Protection Insurance during your loan process with us.

Need to report a new claim, view or update an existing claim? Visit the Benefit Service Center.

The National Credit Union Administration (NCUA) is an independent agency of the U.S. government that regulates federal credit unions. All member deposit accounts are insured with up to $250,000 of coverage through NCUA Insurance. Insurance is automatic with a Skyward membership--there's no need to sign up.

The NCUA Share Insurance Estimator helps members understand how share insurance rules apply to their accounts—what is covered and whether any portion exceeds the coverage limits. To verify your coverage, visit the Share Insurance Estimator.