Skip-A-Pay Program Skip a pay. Anytime.
Skyward’s enhanced Skip-A-Pay program gives you more flexibility when you need it. Eligible* members can request a payment skip through online or mobile banking at a time that works for them, without waiting for a seasonal Skip-A-Pay offer. You can use Skip-A-Pay up to twice per year, once every six months.
Give Yourself the Break You Deserve
Program Eligibility
Members with a closed-end consumer personal loan, such as an auto, personal signature, boat or recreational loan, may be eligible if:
- All loans are current and in good standing, including valid insurance and registration.
- The loan is open for at least 180 days.
- A minimum of three full monthly payments have been made.
- You have not exceeded two Skip-A-Pays in a 12-month period or five during the life of the loan.
- There have been at least six months of consecutive payments between Skip-A-Pays.
How It Works
Members who meet the eligibility requirements may:
- Take advantage of the Skip-A-Pay program by contacting a Skyward representative or logging into online or mobile banking.
- In online or mobile banking, you can choose "Skip-A-Pay" in the main menu and complete the applicable steps.
- Members must complete a Skip-A-Pay request for each applicable loan.
- The skip processing fee is $25 per loan, and members may pay through an existing Skyward checking or savings account.
Request Skip-A-Pay Today
Self-Serve Through Online or Mobile Banking
Log into online or mobile banking, select the Menu button and then select "Skip-A-Pay."
Talk to a Skyward Representative
If you have questions or would like assistance requesting a Skip-A-Pay, call 316.440.9690 or visit one of our branch locations.
If you are experiencing a hardship, please contact us at 316.440.9690 to discuss additional options.
*Not eligible: Lines of Credit, Real Estate Loans, HELOCs, Credit Cards, Share/Certificate Secured Loans, Student Loans, or Member Business Loans.