Resources for Financial Help
Skyward is always here to help you.

Furloughs, lay offs, and loss of income

We know it's hard to keep your head above water when drastic changes happen to your income. But, as your credit union we are dedicated to helping you not only during good times but also through the bad times. Give us a call! We're here to help. 

When you can't make regular payments

When your change in income makes it necessary to cut back on payment obligations, communicating about your situation is the best option. If you don't, you may find yourself in trouble that could have been avoided.

  • The first step is to contact us and let us know your circumstances. The more upfront you can be, the easier it is for us to provide options for debt consolidation, rate reductions, or restructuring your repayment period in order to lower payments.
  • Keep in touch with us. Let us know if your situation changes. Updates prevent negative surprises for everyone. 

Free financial counseling

Skyward offers free financial counseling for all its members. This includes services aimed at helping you maintain financial wellness. Talk to us about:

  • Credit report reviews
  • Debt consolidation plans
  • Investment/retirement distributions or withdrawals
  • Mortgage refinancing
  • Auto or school loan refinancing.

We know you have a lot on your mind. Our goal is to help you through the tough times so you can be at ease about financial obligations. Call us at 833.759.1941, or contact us online, to see how we can help you.

Financial assistance during the Conronavirus Pandemic and afterwards

If you are one of the millions of Americans who has lost their income as a result of the COVID-19 pandemic, know there are resources to help you get through this difficult period:

  • U.S. Department of Health and Human Services – The website provides a list of benefits and assistance at the state and national level, including help with energy bills, affordable telephone service, and food stamps.
  • Unemployment benefits  – Use the benefits finder tool to find the kind of help your state’s unemployment insurance program can provide you.
  • Student Loan Payments – The CARES Act waives all federal student loan payments until Sep 30, 2020 and an Executive Order has directed the Department of Education to extend the suspension until January 31, 2022. Students with state, private and most Federal Family Education Loans will still need to pay monthly bills, but check with your lender to see they have a disaster or emergency forbearance.
  • Stimulus check (Economic Impact Payments)– Most Americans have received payments from the federal government during 2020 and 2021. If you haven't filed a Federal tax return for 2018 or 2019, or for 2020, go to the IRS EIP Payments page to enter your information to receive a stimulus check. 
  • Tax return – Although the deadline for filing your Federal or Kansas State tax return has been extended to July 15, if you think you will get a refund, file your return as soon as possible.

Additional Resources:

Helpful resources in our community:

Information on Coronavirus (COVID-19)