Aim Higher Blog

Refinancing your Home

Submitted by Skyward Credit Union on July 21, 2021

Taking out a new home loan to pay off your old mortgage loan. You might do this because of lower interest rates, to reduce a monthly payment or to cash out equity earned in the property. 

Understanding Your Credit Score

Submitted by Skyward Credit Union on July 19, 2021

Healthy credit is a key component for processes like mortgages, auto loans and qualifying for a new job. Your credit score, also known as a FICO score, measures credit worthiness and while t’s only a small piece of the credit pie, it’s an important one. 

President's Message - July 2021

Submitted by Skyward Credit Union on July 12, 2021

Every month, we send surveys to several hundred members. We send them to new members, those taking out a new loan, or using our contact center, or online banking. 

Wedding Vows and Finances

Submitted by Skyward Credit Union on July 6, 2021

Money issues are the number one cause of marital conflict, so it doesn’t make sense to start married life with enormous debt. Sometimes a financial rough spot is unavoidable, such as when a spouse loses a job. But wedding-related debt is an entirely avoidable hurdle. 

Open Your Eyes to a Credit Union

Submitted by Skyward Credit Union on June 30, 2021

Credit unions have long been touted as non-banks. That really isn’t true. Credit unions offer the same banking opportunities, services and technology as their for-profit sibling. So why aren’t you a member? Is it because you think a credit union is less accessible? Has less services? We beg to differ.

Tips for Teaching Kids about Money

Submitted by Skyward Credit Union on June 21, 2021

Parents want their children to have a good handle on finances before venturing out on their own, but surveys show most aren’t sharing the necessary wisdom to make that happen. 

Financial Challenges of Raising Grandchildren

Submitted by Skyward Credit Union on June 10, 2021

For a variety of reasons, increasing numbers of grandparents are raising their grandchildren. According to the 2000 U.S. Census, 2.4 million grandparents were responsible for their grandchildren. For a variety of reasons, they are primary caregivers to their children's children. It may be temporary or permanent, but it is almost always financially challenging.  

Get preapproved for your next auto loan

Submitted by Skyward Credit Union on June 3, 2021

Shopping for a new car can be stressful and confusing. In addition to the sticker price, you may be unprepared to consider other markups and add-on costs. It adds up quickly and before you know it, you’re frustrated not knowing how much car you can really afford. Preapproval for a car loan is easy and helps eliminate that stress. It puts you in the driver’s seat, so to speak, at the dealership. An auto loan preapproval gives you help in securing the best rate possible and gives you confidence at the dealership.

Preparing to Purchase a Home

Submitted by Skyward Credit Union on May 21, 2021

Now more than ever, it’s critical to be prepared for the home buying process. Record price increases in homebuilding materials now present crucial changes in the housing market. This is good news to existing homeowners – and a challenge to consumers on the market for a new house.  

How to Travel Frugally

Submitted by Skyward Credit Union on May 13, 2021

As vaccinations against COVID-19 become more prevalent, Americans are likely to resume spending money on something they largely haven’t in the past year – travel. 

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