Personal Loans Great rates at the right terms.
Personal loans are fixed-payment, unsecured loans used for a variety of purposes. A personal loan is ideal for debt consolidation, vacation, or anything you can dream up. The possibilities are endless.
How a Loan Can Help
Use a personal loan from Skyward to help with:
- Pay bills
- Car purchases or repairs
- Consolidate debt into one payment
- Home repairs and improvements
- Education expenses
- Tax bills
- Vacation plans
- Medical expenses
- New appliances
- Wedding expenses
Convenience and Protection
As with all loans, you can set up convenient payroll deduction of automatic payments. We also offer Credit Life and Disability to protect your loan payments. We have the personal loan to fit your needs.
You may qualify to save up to 1.00% APR as a benefit of the Aviation Honors Program. Learn more about the program or ask one of our loan officers today!
About the ProgramPersonal Loan Types
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Unsecured Loans
Signature Loans
Skyward Credit Union offers competitive rates for a fixed term Signature Loan. This loan provides convenience for unexpected expenses and gives you a quick resource to funds without tying up your collateral.
Instant Cash Loan
Our Instant Cash Loan is a signature Line of Credit which you control! It offers easy access for advances which can be made by check or cash. You may also use online banking and Bank by Phone to advance funds to your savings or checking account.
Your Instant Cash Loan can also be used as Overdraft Protection for your Skyward Credit Union checking account.
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Secured Loans
Savings and Certificate Secured Loans
Security for the loan is the balance of your share savings or certificate of deposit. As your loan balance decreases, the loan hold is reduced, freeing up your funds. Dividends are compounded from the entire balance whether on hold or not.
*Secured and unsecured personal loans are available with repayment terms ranging from 12 to 60 months. Maximum APR is 18.00% and includes interest and any applicable fees. Rate is determined by creditworthiness and collateral type. EXAMPLE: A $10,000 personal loan with a 36-month repayment term at 12.99% APR would result in 36 monthly payments of $336.80. The total repaid would be $12,128.09, including $2,128.09 in interest. This example assumes no fees and is not an offer for credit. Actual loan terms, APR, and payments may vary. Membership required. Rate and terms subject to change without notice.