Credit Cards
We have the right credit card for you.

Skyward is offering a Skip-a-Payment option for members impacted by furlough or loss of pay due to shutdowns – please use this form to sign up.

Two great cards to choose from—lower rate or rewards!

Skyward Mastercard

Enjoy our low rate credit card that allows you to carry a balance on your account without paying more.
Features include:

  • 1.90% APR intro rate for 12 billing cycles (after that a variable rate will apply)*
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Annual Fee
  • Travel Accident Insurance
  • 24-hour Fraud Protection
  • Price Protection and Extended Warranty
  • Competitive Low Rates

Skyward Mastercard Rewards

Make Life More Rewarding

Earn 1.5% Cash Back on purchases everyday with our Mastercard Rewards card. Plus, spend $500 in the first 90 days and get 5,000 bonus points. Rewards can be redeemed for cash, travel, and gift cards.

Features include:

  • 1.90% APR intro rate for 12 billing cycles (after that a variable rate will apply)*
  • Spend $500 in the first 90 days and get 5,000 bonus points
  • Earn 1.5% Cash Back on purchases everyday
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Annual Fee
  • Travel Accident Insurance
  • 24-hour Fraud Protection
  • Price Protection and Extended Warranty
  • Competitive Low Rates

More Spending Power

Skyward credit cards bring you all the spending power you need coupled with convenience, security, and exceptional benefits.

Save with Balance Transfers

Pay off your high interest rate credit cards with no balance transfer fees. Our introductory rate also applies to our balance transfers!

To apply for a Skyward Credit Union Platinum Mastercard, or to change your current account to our new Skyward Rewards Mastercard, click on the button below. You can also apply by downloading and printing the Credit Card Application. 

Apply Online  Change my Card

Additional Resources

*Annual percentage rate is variable and is indexed to the WSJ Prime Rate plus 5.00%-13.00%, based on your credit worthiness. The maximum annual percentage rate is 24.00% APR. Annual percentage rate can adjust without notice monthly based on the WSJ Prime Rate. Membership and certain other restrictions apply.