Advantages to Online Banking

There's no safer, or more convenient way to bank.

Online banking allows you to manage your money and accounts when you are on the go or at home.

Today's technology makes it possible for you to access your financial accounts in a variety of ways. Gone are the days when one must visit a local branch to conduct business. Now there are options for not only visiting the branch but also online and mobile banking, giving you more access at any time of day. 

If you have been reluctant to embrace online banking, you may not be aware of all it has to offer. 

Benefits of online banking include:

• Access to your accounts 24/7 on computer, tablet, or mobile phone

  
• Save time and resources used with visiting a branch
• Easy access with the highest security

Online banking helps members enjoy more personalized services. It also allows the credit union to offer lower fees and better loan rates as a result of more efficient banking for you.

What can you do online?

• Check balances on all accounts (checking, savings, loans, credit cards)
• Transfer money (to other accounts or other people)
• Deposit checks with your mobile device
• Apply for a new account or loan
• Pay bills and make loan and credit card payments
• Receive and manage eDocuments statements (no papers to file)
• Track your budget and manage your spending
• Place holds or alerts on credit and debit cards
• Request a stop payment
• Submit an address change
• Sign up to receive eAlerts for a variety of account actions
• ...and more!

Still want to talk to someone face-to-face without leaving your home or office? Use the "Video Chat" menu option in online banking to connect to Skyward's AIM video banking interface and talk to a member services representative any time during business hours -- on your mobile phone, tablet, or computer.

Security

If you are worried about security in using online banking, please be assured that safeguarding your account and personally identifiable information are extremely important for Skyward Credit Union. Additionally, by using multi-factor authentication (or two-step verification) to sign into your online banking accounts, you will protect your information even further. With this process, your unique password coupled with prompt (by text message or email, for example) verifies your identity, creating doubly secure access.