Credit Cards revDec2025v1 Choose from two great Mastercard® Credit Cards
Select from our Rewards credit card that offers 1.5% rewards on purchases everyday, or our low interest card for those that carry a balance.
Skyward Rewards Mastercard®
Make life more rewarding. Earn 1.5% Cash Back on purchases everyday with our Rewards Mastercard® card. Plus, spend $500 in the first 90 days and get 5,000 bonus points. Rewards can be redeemed for cash, travel, and gift cards.
Features include:
- 1.90% APR intro rate for 12 billing cycles (after that a variable rate will apply)*
- Spend $500 in the first 90 days and get 5,000 bonus points**
- Earn 1.5% Rewards on purchases everyday - redeemable for cash, travel and gift cards
- No Balance Transfer Fee
- No Cash Advance Fee
- No Annual Fee
- Travel Accident Insurance
- 24-hour Fraud Protection
- Price Protection and Extended Warranty
- Competitive Low Rates
Skyward Mastercard®
Enjoy our standard Mastercard® that allows you to carry a balance on your account at a low rate.
Features include:
- 1.90% APR intro rate for 12 billing cycles
(after that a variable rate will apply)* - No Balance Transfer Fee
- No Cash Advance Fee
- No Annual Fee
- Travel Accident Insurance
- 24-hour Fraud Protection
- Price Protection and Extended Warranty
- Competitive Low Rates
More Spending Power
Skyward credit cards bring you all the spending power you need coupled with convenience, security, and exceptional benefits.
- Credit limits up to $25,000
- Mobile Wallets include:
- PLUS enjoy these benefits for both Skyward Mastercard or Skyward Rewards Mastercard:
Skyward Mastercard Benefits Guide
Save with Balance Transfers
Pay off your high interest rate credit cards with no balance transfer fees. Our introductory rate also applies to our balance transfers!
Additional Resources
- For Customer Service on lost or stolen cards, call Card Services at 1.866.570.1238.
- Manage Your Skyward Credit Cards
- Redeeming Rewards: Learn how to redeem your Skyward Mastercard Rewards for merchant gift cards, travel or cash back.
*Annual percentage rate is variable and is indexed to the WSJ Prime Rate plus 5.00%-13.00%, based on your credit worthiness. The maximum annual percentage rate is 24.00% APR. Annual percentage rate can adjust without notice monthly based on the WSJ Prime Rate. Membership and certain other restrictions apply.
** Available on new Rewards credit card accounts only.